In this edition of Insights, we have focused on the world of money, with articles on the implementation of the world’s largest biometric identification project in India, the exciting and rapidly evolving world of electronic payments in the growth markets, and the importance of remittance payments by expatriate workers in supporting both the economies and also the currency stability of a number of emerging economies. We also bring a local view on recent changes in South African leadership, with Dave Cooke, one of our partners in Johannesburg capturing some of the optimism felt on the street as President Cyril Ramaphosa takes over the role from the widely discredited Jacob Zuma.